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Representative Finance Example

Typical Example of Used Car Finance
Representative example (PCP)
Cash Price: £17,990 | Deposit: £1,799 | 48 Month Term | 47 Monthly Payments of £281.23 | Amount of Credit: £16,191 | Optional Final Payment £8,122.89 | Total Amount Payable £23,139.70 | 10.9% APR Representative | 10.9% Fixed Rate of Interest | Annual Mileage: 10,000 | Excess Mileage Charge: 4p per mile
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  • 2025 Hyundai i10

    1.0 PREMIUM EURO 6 (S/S) 5DR

    £15,595 
    15595.00
    16695.00
    USED
    Hyundai
    USED 0
    £205.18 a month – 7.9% APR
  • 2025 Hyundai i10

    1.0 PREMIUM EURO 6 (S/S) 5DR

    £15,989 
    15989.00
    16989.00
    USED
    Hyundai
    USED 0
    £216.51 a month – 7.9% APR
  • 2025 Citroen C3

    1.2 PURETECH PLUS EURO 6 (S/S) 5...

    £15,989 
    15989.00
    15989.00
    USED
    Citroen
    USED 0
    £231.06 a month – 7.9% APR
  • 2025 Hyundai i10

    1.0 ADVANCE AUTO EURO 6 (S/S) 5D...

    £15,995 
    15995.00
    16495.00
    USED
    Hyundai
    USED 0
    £210.21 a month – 7.9% APR
  • 2025 Hyundai i10

    1.2 ADVANCE EURO 6 (S/S) 5DR

    £15,995 
    15995.00
    16495.00
    USED
    Hyundai
    USED 0
    £215.78 a month – 7.9% APR
  • 2025 Hyundai i10

    1.0 PREMIUM AUTO EURO 6 (S/S) 5D...

    £16,495 
    16495.00
    16995.00
    USED
    Hyundai
    USED 0
    £212.33 a month – 7.9% APR
  • 2025 Hyundai i10

    1.0 ADVANCE AUTO EURO 6 (S/S) 5D...

    £16,889 
    16889.00
    16889.00
    USED
    Hyundai
    USED 0
    £230.08 a month – 7.9% APR
  • 2024 Citroen C3

    1.2 PURETECH PLUS EAT6 EURO 6 (S...

    £16,989 
    16989.00
    18989.00
    USED
    Citroen
    USED 0
    £235.73 a month – 7.9% APR
  • 2025 Hyundai i10

    1.0 T-GDI N LINE EURO 6 (S/S) 5D...

    £17,195 
    17195.00
    18395.00
    USED
    Hyundai
    USED 0
    £224.46 a month – 7.9% APR
  • 2025 Hyundai i20

    1.0 T-GDI ADVANCE EURO 6 (S/S) 5...

    £17,369 
    17369.00
    19495.00
    USED
    Hyundai
    USED 0
    £229.19 a month – 7.9% APR
  • 2025 Toyota Aygo X

    1.0 VVT-I EDGE EURO 6 (S/S) 5DR

    £17,499 
    17499.00
    17499.00
    USED
    Toyota
    USED 0
    £253.04 a month – 7.9% APR
  • 2025 Toyota Aygo X

    1.0 VVT-I EDGE EURO 6 (S/S) 5DR

    £17,499 
    17499.00
    17499.00
    USED
    Toyota
    USED 0
    £253.04 a month – 7.9% APR
  • 2025 Hyundai i10

    1.2 PREMIUM AUTO EURO 6 (S/S) 5D...

    £17,995 
    17995.00
    18895.00
    USED
    Hyundai
    USED 0
    £238.38 a month – 7.9% APR
  • 2024 Citroen C3 Aircross

    1.2 PURETECH PLUS EURO 6 (S/S) 5...

    £18,789 
    18789.00
    19989.00
    USED
    Citroen
    USED 0
    £285.55 a month – 7.9% APR
  • 2025 Citroen Berlingo

    1.5 BLUEHDI 1000 ENTERPRISE PLUS...

    £19,295 +VAT
    19295.00
    19295.00
    USED
    Citroen
    USED 0
    £420.88 a month – 7.9% APR
  • 2024 Citroen C3 Aircross

    1.2 PURETECH PLUS EURO 6 (S/S) 5...

    £19,489 
    19489.00
    19989.00
    USED
    Citroen
    USED 0
    £301.10 a month – 7.9% APR
  • 2025 Hyundai i20

    1.0 T-GDI PREMIUM EURO 6 (S/S) 5...

    £19,495 
    19495.00
    19495.00
    USED
    Hyundai
    USED 0
    £269.56 a month – 7.9% APR
  • 2025 Citroen Berlingo

    1.5 BLUEHDI 1000 ENTERPRISE PLUS...

    £19,595 +VAT
    19595.00
    19595.00
    USED
    Citroen
    USED 0
    £427.43 a month – 7.9% APR
  • 2025 Citroen Berlingo

    1.5 BLUEHDI 1000 ENTERPRISE PLUS...

    £19,595 +VAT
    19595.00
    19595.00
    USED
    Citroen
    USED 0
    £427.43 a month – 7.9% APR
  • 2025 Hyundai i20

    1.0 T-GDI ADVANCE DCT EURO 6 (S/...

    £19,895 
    19895.00
    20795.00
    USED
    Hyundai
    USED 0
    £266.89 a month – 7.9% APR
  • 2025 Hyundai i20

    1.0 T-GDI ADVANCE DCT EURO 6 (S/...

    £19,895 
    19895.00
    20795.00
    USED
    Hyundai
    USED 0
    £266.89 a month – 7.9% APR
  • 2025 Hyundai i20

    1.0 T-GDI ULTIMATE EURO 6 (S/S) ...

    £21,299 
    21299.00
    21919.00
    USED
    Hyundai
    USED 0
    £304.50 a month – 7.9% APR
Reputation Reviews
  • Howards Garages (Weston) Ltd T/A Howards motor Group is an Appointed Representative of Automotive Compliance Ltd who is authorised and regulated by the Financial Conduct Authority (FCA No. 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allow Howards Garages (Weston) Ltd T/A Howards motor Group to act as a credit broker, not a lender, for the introduction to a limited number of lenders, and to act as an agent on behalf of the insurer for insurance distribution activities only.

    We are a credit broker and not a lender. We can introduce you to a lender on our panel, which includes lenders of vehicle manufacturers. We have commercial arrangements with lenders and credit brokers which are likely to influence who we introduce you to. We are not an independent financial adviser and don’t give you any advice or recommendations. It is your choice whether you enter into any finance agreement.

    Our approach is to introduce you first to the manufacturer lender linked to the franchise offering you the vehicle. They will usually offer the best available package for you, taking into account both interest rates and other contributions (but we do not guarantee they do). If they are unable to offer finance, we then seek to introduce you to someone else on our panel. We will usually receive a commission for your introduction. This will be either a fixed fee, or a fixed percentage of the amount that you borrow. This may be linked to the vehicle model you choose.

    Lenders of vehicle manufacturers may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement. Before we propose you to a potential lender, we will tell you of the likely amount of commission we will receive and seek your consent to receiving this commission. The exact amount of commission will be confirmed before you sign your finance agreement.

    All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over. Guarantees may be required.

    To see all trading names we trade under, please click here.