Vehicle Leasing: Quality Brands Available At Howards Motor Group
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What Is Leasing?

At Howards, we aim to offer deals that are tailored to your needs, responding to what you truly value. Therefore, our leasing opportunities are unequalled industry-wide, providing not only competitive prices but choice across a broad range of new and used renowned brands.

We customise our lease packages to fit around your life, arranging periodic payments for monthly dates that suit you. We provide impartial advice that benefits from over 40 years of customer focused services, adapting terms that are right for you. At Howards, we provide a series of personal leases, including personal contract hire (or PCH), and we pride ourselves on a reputation built upon a foundation of trust. We also offer fleet business leases, both long-term and short-term, and one-off deals for individual commercial vehicles and we relish in providing customised advice that maintains your best financial interests at heart.

What is Personal Leasing?

Personal leasing consists of an upfront payment followed by regular monthly payments over a fixed period of time. You can benefit from leasing in circumstances when you don’t want to commit to owning one vehicle for a long period of time because, with leasing, you can change to a different car or van every few years. You’re effectively ‘renting’ the vehicle, which is usually cheaper than outright financing a car as you don’t actually ‘own’ it, the retailer is the owner.

The retailer will advise the best agreement suited to your needs; a fixed term, monthly payments, and a set mileage will be agreed. Additional charges occur if you exceed the mileage stated on the contract. Once the contract has ended you will then hand the vehicle back to the dealer.

What is Personal Contract Hire (PCH)?

If you are looking to buy a newer car or a more expensive vehicle with lower monthly repayments, a PCH contract should be right for your needs.

A PCH is similar to a lease as you pay a fixed monthly rental which can vary, depending on the initial payment, depreciation of the vehicle and the mileage of the contract. This is a good option if you want to change vehicles every few years to possibly a better one than you would normally be able to afford, but don’t want to buy it at the end of the contract. The monthly instalments would include a maintenance package as well as road tax.

You lease the car for an agreed period of time by making fixed monthly payments. When the contract expires, you simply return your car. It's hassle free, as you can drive away a new car without worrying about how you'll re-sell it.


  • Duration: 36 months
  • Annual mileage: 10,000
  • Initial rental: £1,342.62 inc VAT
  • Monthly rentals: £300.54 inc VAT

At the end of the three year contract, you then return the vehicle.

What is Business Fleet Leasing?

Designed for a business that is looking to lease a fleet of vehicles at a cost-effective rate. The major plus-point of business fleet leasing is that it would be typically you will be able to obtain vehicles that sit outside of your price range. Monthly instalments agreed with the retailer will be cheaper than repayments on a car loan as the business will not ‘own’ the vehicles. Maintenance and road tax is usually included in the lease agreements.

Our team of friendly customer advisors are experts in leasing terms and adapting packages to suit your needs to help you drive away the car of your dreams as soon as your choice is made. Visit our showroom today or call to book a test drive!

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Reputation Reviews
  • Howard Garages (Weston) Ltd is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Howard Garages (Weston) Ltd to act as a credit broker, not as a lender, for the introduction to a limited number of lenders and to act as an agent on behalf of the insurer for insurance distribution activities only. Company Number: 1108986

    We can introduce you to a selected panel of lenders, which includes manufacturer lenders linked directly to the franchises that we represent. An introduction to a lender does not amount to independent financial advice and we act as their agent for this introduction. Our approach is to introduce you first to the manufacturer lender linked directly to the particular franchise you are purchasing your vehicle from, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next best offer of finance for you. Our aim is to secure the best deal you are eligible for from our panel of lenders. Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions, and manufacturer lenders linked directly to the franchises that we represent may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be required.