Depending on which vehicle you choose, you will exchange all or most of the higher rate mobility part of your weekly disability allowance for the course of your three-year lease. Other parts - such as the care component - remain completely untouched and you will continue to receive them as normal.
There are three pricing options to choose from. Some cost less than your weekly allowance, others cost the same as your weekly allowance, and some require an Advance Payment. And don't forget, when you lease a car through the Motability Scheme, insurance, breakdown cover, servicing and maintenance, tyre and windscreen replacement, MOT and road tax are all included in the worry-free package, so all you need to budget for is fuel.
There's currently a range of electric type vehicles on the Mobility scheme, including Plug-in Hybrid, Self-Charging Hybrid, Mild Hybrid and 100% Electric.
If you lease your first fully electric vehicle, then Motability will arrange and cover the standard cost of a home chargepoint and its installation, or give you access to the bp pulse network of over 9,000 public chargepoints.
You have three options available to you at the end of your lease agreement:
Motability introduced the New Vehicle Payment in February 2022 to provide financial assistance for the rising cost of new cars caused by global shortages.
This payment, which is currently valued at £750, applies to both cars and Wheelchair Accessible Vehicles (WAVs).
For those who qualify for the Motability New Vehicle Payment, there are two ways to receive it.
The first option is to have the payment sent directly to the dealer to help offset the cost of your Advance Payment. If your Advance Payment exceeds £750, you will be responsible for paying the difference to the dealer. However, if your Advance Payment is less than £750, you will receive the remaining balance after you have taken delivery of your new vehicle.
The second option is to have payment sent directly to you. If you do not choose to have your New Vehicle Payment sent to your dealer, payment will be sent to you in full a few weeks after you have received your new vehicle.
If you would like to be contacted about other offers and services available at Howards Group please tell us your preferred contact method.
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Finance Explained
Terms and Conditions
Howards Garages (Weston) Ltd T/A Howards motor Group is an Appointed Representative of Automotive Compliance Ltd who is authorised and regulated by the Financial Conduct Authority (FCA No. 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allow Howards Garages (Weston) Ltd T/A Howards motor Group to act as a credit broker, not a lender, for the introduction to a limited number of lenders, and to act as an agent on behalf of the insurer for insurance distribution activities only.
We are a credit broker and not a lender. We can introduce you to a lender on our panel, which includes lenders of vehicle manufacturers. We have commercial arrangements with lenders and credit brokers which are likely to influence who we introduce you to. We are not an independent financial adviser and don’t give you any advice or recommendations. It is your choice whether you enter into any finance agreement.
Our approach is to introduce you first to the manufacturer lender linked to the franchise offering you the vehicle. They will usually offer the best available package for you, taking into account both interest rates and other contributions (but we do not guarantee they do). If they are unable to offer finance, we then seek to introduce you to someone else on our panel. We will usually receive a commission for your introduction. This will be either a fixed fee, or a fixed percentage of the amount that you borrow. This may be linked to the vehicle model you choose.
Lenders of vehicle manufacturers may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement. Before we propose you to a potential lender, we will tell you of the likely amount of commission we will receive and seek your consent to receiving this commission. The exact amount of commission will be confirmed before you sign your finance agreement.
All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over. Guarantees may be required.
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