Depending on which vehicle you choose, you will exchange all or most of the higher rate mobility part of your weekly disability allowance for the course of your three-year lease. Other parts - such as the care component - remain completely untouched and you will continue to receive them as normal.
There are three pricing options to choose from. Some cost less than your weekly allowance, others cost the same as your weekly allowance, and some require an Advance Payment. And don't forget, when you lease a car through the Motability Scheme, insurance, breakdown cover, servicing and maintenance, tyre and windscreen replacement, MOT and road tax are all included in the worry-free package, so all you need to budget for is fuel.
There's currently a range of electric type vehicles on the Mobility scheme, including Plug-in Hybrid, Self-Charging Hybrid, Mild Hybrid and 100% Electric.
If you lease your first fully electric vehicle, then Motability will arrange and cover the standard cost of a home chargepoint and its installation, or give you access to the bp pulse network of over 9,000 public chargepoints.
You have three options available to you at the end of your lease agreement:
Motability introduced the New Vehicle Payment in February 2022 to provide financial assistance for the rising cost of new cars caused by global shortages.
This payment, which is currently valued at £750, applies to both cars and Wheelchair Accessible Vehicles (WAVs).
For those who qualify for the Motability New Vehicle Payment, there are two ways to receive it.
The first option is to have the payment sent directly to the dealer to help offset the cost of your Advance Payment. If your Advance Payment exceeds £750, you will be responsible for paying the difference to the dealer. However, if your Advance Payment is less than £750, you will receive the remaining balance after you have taken delivery of your new vehicle.
The second option is to have payment sent directly to you. If you do not choose to have your New Vehicle Payment sent to your dealer, payment will be sent to you in full a few weeks after you have received your new vehicle.
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Terms and Conditions
Howards Garages (Weston) Ltd is an Appointed Representative of Automotive Compliance Ltd who is authorised and regulated by the Financial Conduct Authority (FCA No. 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Howards Garages (Weston) Ltd to act as a credit broker, not a lender, for the introduction to a limited number of lenders, and to act as an agent on behalf of the insurer for insurance distribution activities only.
We are a credit broker and not a lender. We can introduce you to a carefully selected panel of lenders, which includes manufacturer lenders linked directly to the franchises that we represent. We act on behalf of the lender for this introduction and not as your agent. We are not impartial, and we are not an independent financial advisor.
Our approach is to introduce you first to the manufacturer lender linked directly to the particular franchise you are purchasing your vehicle from, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next most suitable offer of finance for you. Our aim is to secure a suitable finance agreement for you that enables you to achieve your financial objectives. If you purchase a vehicle, in the majority of cases, we will receive a commission from your lender for introducing you to them which is either a fixed fee, or a fixed percentage of the amount that you borrow. This may be linked to the vehicle model you purchase.
Different lenders pay different commissions for such introductions, and manufacturer lenders linked directly to the franchises that we represent may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement; however, you will be contributing towards the commission paid to us with the interest collected on your repayments. Before we propose you to a potential lender, we will inform you of the likely amount of commission we will receive and seek your consent to receive this commission. The exact amount of commission that we will receive will be confirmed prior to you signing your finance agreement.
All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over. Guarantees may be required.
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