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  • Suzuki  Vitara

    1.4 Boosterjet SZ5 5dr

    From £349 Per Month Hire Purchase

    £2,000 Suzuki Deposit Allowance

    48 Month Term

    0% APR Representative

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WHAT IS HIRE PURCHASE?

Hire Purchase is one of the finance products offered by Suzuki Finance to help spread the cost of buying a car. It’s a great choice if you want to own your car at the end of the agreement.

Suzuki Finance owns the vehicle for the duration of the finance agreement. You will become the owner of the vehicle after all the repayments including any interest has been paid.

HOW HIRE PURCHASE WORKS

You choose your deposit at the beginning of the agreement, and then pay equal monthly repayments with a fixed interest rate, over your chosen period. After you’ve made all the repayments including any interest you will become the owner of the vehicle.

You can:

  • Borrow any amount from £3,000 for new vehicles and from £2,000 on used
  • Repay over 1-5 years depending upon the age of your vehicle                              
  • Decide on the deposit you would like to pay (no deposit may be available, subject to status)

Our dealers will be able to talk you through the Hire Purchase options available to you, and will be able to answer any questions you might have.

IS HIRE PURCHASE THE RIGHT CAR FINANCE DEAL FOR YOU?

Hire Purchase is ideal if you want to own your car outright at the end of your agreement.

Other benefits of Hire Purchase include:

  • Flexible deposit options
  • Fixed interest rate and monthly repayments (including any interest) over your chosen period (1-5 years)
  • Fixed monthly repayments to suit your budget
  • You won’t be restrained to a certain mileage
  • Choose any new or used car as long as the car is less than 14 years old at the end of the agreement

HIRE PURCHASE CONSIDERATIONS

Before you decide whether a Hire Purchase agreement is right for you, it’s worth remembering that:

  • You won’t own the car until you’ve made your final repayment, including any interest
  • You won’t be able to sell or modify your car over the length of the agreement
  • You bear more risk of depreciation than with PCP, which means if the vehicle’s value depreciates faster than expected, you will continue paying the fixed monthly repayments

Howard Garages (Weston) Ltd is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Howard Garages (Weston) Ltd to act as a credit broker, not as a lender, for the introduction to a limited number of lenders and to act as an agent on behalf of the insurer for insurance distribution activities only.

We can introduce you to a selected panel of lenders, which includes manufacturer lenders linked directly to the franchises that we represent. An introduction to a lender does not amount to independent financial advice and we act as their agent for this introduction. Our approach is to introduce you first to the manufacturer lender linked directly to the particular franchise you are purchasing your vehicle from, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next best offer of finance for you. Our aim is to secure the best deal you are eligible for from our panel of lenders. Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions, and manufacturer lenders linked directly to the franchises that we represent may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be required.

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