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  • Suzuki  Vitara

    1.4 Boosterjet SZ-T 5dr

    From £249 Per Month - PCH

    Initial Rental £1,494

    36 Month Term

    10,000 Miles Per Annum

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BOOK A VIRTUAL APPOINTMENT

WHAT IS PERSONAL CONTRACT HIRE?

Personal Contract Hire is a fixed cost rental agreement.

You first choose your new Suzuki car, pay an initial rental in advance, followed by fixed monthly rentals to suit your budget. You can even choose an optional maintenance package as part of your agreement which can help take away the hassle of keeping your vehicle in good condition.

It’s different from Personal Contract Purchase (PCP) because there is no option to purchase the car at the end of the agreement and the vehicle must be returned.

HOW PERSONAL CONTRACT HIRE WORKS

Personal Contract Hire works by choosing from an initial rental payment in advance of 1-12 months, you then set the contract term between 2-5 years.

You then decide your annual mileage limit – the minimum is 5,000 and the maximum varies by vehicle. If your circumstances change during your agreement you may be able to amend your contracted mileage. You can also then decide whether to add an optional maintenance package at an additional cost.

At the end of the contract you must return the car and you’ll have nothing more to pay if the vehicle condition is in line with BVRLA guidelines and hasn’t exceeded the maximum agreed annual mileage.

If the vehicle doesn’t meet the mileage and condition terms, then excess charges will apply.

IS PERSONAL CONTRACT HIRE THE RIGHT CAR FINANCE DEAL FOR YOU?

Choosing the right finance agreement that’s suitable for you can be quite difficult to understand, so we’re here to make it easy for you.

The benefits of personal contract hire include:

  • Hassle free motoring - road tax is included and no disposal worries
  • Flexible initial rentals – choose between 1-12 months advanced payment which will help you set monthly rentals to suit your budget.
  • The higher initial rental in advance you pay the lower the remaining monthly rentals will be
  • Fixed monthly payments to suit your budget
  • You can terminate the contract early by paying 50% of the remaining rental cost and any other charges incurred
  • Optional vehicle maintenance packages to make sure your car stays in good condition

PERSONAL CONTRACT HIRE CONSIDERATIONS

Before you decide whether a Personal Contract Hire agreement is right for you, it’s worth remembering that:

  • There is no ownership option at the end of the agreement
  • Excess mileage charges may be incurred if you exceed the agreed mileage and return the vehicle to us.
  • The condition of the vehicle upon return must also be in line with BVRLA guidelines to avoid incurring charges.

Howard Garages (Weston) Ltd is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Howard Garages (Weston) Ltd to act as a credit broker, not as a lender, for the introduction to a limited number of lenders and to act as an agent on behalf of the insurer for insurance distribution activities only.

We can introduce you to a selected panel of lenders, which includes manufacturer lenders linked directly to the franchises that we represent. An introduction to a lender does not amount to independent financial advice and we act as their agent for this introduction. Our approach is to introduce you first to the manufacturer lender linked directly to the particular franchise you are purchasing your vehicle from, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next best offer of finance for you. Our aim is to secure the best deal you are eligible for from our panel of lenders. Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions, and manufacturer lenders linked directly to the franchises that we represent may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be required.

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