Meet Chris - Our Head of Group Operating Functions & Communications
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Chris Our Head of Group Operating Functions & Communications

Chris has been part of the Howards team for a little over 18 months, he joined the group after working for the Peugeot brand for 19 years. After this amount of time with the manufacturer, he really wanted to work on the retailer side and there was no better place than Howards! We wanted to get to know our Our Head of Group Operating Functions & Communications that little bit more so we've sat down for a quick Q&A.



 
What did you want to be when you were growing up?

A Barrister


What do you consider your greatest achievement?

My family and making a move to live on the south coast

 

Where would you most like to be right now?

In Verona (Italy), sitting in a Piazza, immersed in the culture and enjoying a glass of wine with my wife Josephine

Chris


What keeps you awake at night?

I’m obsessed with being busy so I always have multiple projects in play, at night I’m usually thinking about my next project or skill to learn or how to overcome a current challenge.

  
        

What is your guiltiest pleasure?

A really good burger, you’ll usually find our go to place for an evening is Hubbox in Dorchester.



What do you owe your parents?

Discipline, work-rate and being involved in sailing from a young age which I have still continued as a fantastic hobby.

Paul Award


Illustrative finance example:

  • Cash Price:

    £

    Deposit:

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    Term:

    Monthly Payments:

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    Optional Final Payment:

    £

    Amount of Credit:

    £

    Total Charge for Credit:

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    Admin Fee:

    £

    APR:

    %
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  • Howards Garages (Weston) Ltd is an Appointed Representative of Automotive Compliance Ltd who is authorised and regulated by the Financial Conduct Authority (FCA No. 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Howards Garages (Weston) Ltd to act as a credit broker, not a lender, for the introduction to a limited number of lenders, and to act as an agent on behalf of the insurer for insurance distribution activities only.

    We are a credit broker and not a lender. We can introduce you to a carefully selected panel of lenders, which includes manufacturer lenders linked directly to the franchises that we represent. We act on behalf of the lender for this introduction and not as your agent. We are not impartial, and we are not an independent financial advisor.

    Our approach is to introduce you first to the manufacturer lender linked directly to the particular franchise you are purchasing your vehicle from, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next most suitable offer of finance for you. Our aim is to secure a suitable finance agreement for you that enables you to achieve your financial objectives. If you purchase a vehicle, in the majority of cases, we will receive a commission from your lender for introducing you to them which is either a fixed fee, or a fixed percentage of the amount that you borrow. This may be linked to the vehicle model you purchase.

    Different lenders pay different commissions for such introductions, and manufacturer lenders linked directly to the franchises that we represent may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement; however, you will be contributing towards the commission paid to us with the interest collected on your repayments. Before we propose you to a potential lender, we will inform you of the likely amount of commission we will receive and seek your consent to receive this commission. The exact amount of commission that we will receive will be confirmed prior to you signing your finance agreement.

    All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over. Guarantees may be required.